Insurance Information
Dr. Herman accepts reimbursement from all standard indemnity insurance plans and presently participates with United Concordia PPO and Delta Dental Premier. Most PPO plans allow subscribers to receive dental care "out of network" at a slightly higher fee. Bethesda Dental Care welcomes all persons with PPO insurance plans. Dr. Herman does not accept DMO or HMO insurance.

An Explanation of Third Party Payment for Dental Care
Adapted from Gordon J. Christensen, D.D.S., M.S.D., Ph.D., Diplomat, American Board of Prosthodontics

In recent years there has been a significant increase in managed dental health care in which insurance groups make contracts with local companies to provide dental care for specified fees and with numerous regulations and stipulations for patients. Your employer may decide to provide dental benefits to you using a managed care program. The following information will help you to understand the managed care concept and its advantages and disadvantages.

Other than paying for dentistry yourself without any involvement with insurance companies, there are several payment concepts currently popular: